Not 'a Catholic response' .. please stop misquoting ppl, and (then accusing them of saying or believing something they didnt say and you know not what they believe) ... it's dishonest of you.
The standard response from the RomanCatholic practitioners that I know and/or have talked to about this is the "good life" response, as you called it.
(many claim they've tried to live a good life, they believe their good will outweigh their bad, they generally admit that they know theyre not perfect, but God knows their heart and they did the best they could and they think He'll forgive, etc.)
It reveals the RC denominations works-righteousness teaching, and the way many RC 'experts' come across as authorities not only on their own religion, but on the bible and even other ppl's denominations and/or beliefs is both laughable and sad at the same time, bc so much of their doctrine, teaching and practice is typical of those who neither 'enter in' but also block others from entering in as well. Much of the RC teaching and practice is either extra- or un-biblical, and has doctrine that Jesus hates, so they're in no position to even question, let alone ridicule, Presbyterians, Baptists, Pentecostals, or any saved believer in the Lord Jesus Christ.