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No it isn't. The Biblical example I gave you shows that your claim is untrue. It's just your opinion without any evidence. Where does the Bible say we are sinful human beings at conception? What sins did I commit at conception? Where does the Bible say we owe a debt to God at conception...

Salvation is a process not a one off event. Jesus atoned for our sins by his self sacrifice on the cross. He made it possible for us to be saved. But not everyone is saved. There is something we have to do for us to be saved. Consider these verses: He who believes and is baptized will be saved...

I never mentioned Adam and Eve. You introduced them Here is one point I made in post #44 Jesus took our sins with him to the cross. He sacrificed himself on the cross and then took that sacrifice to heaven to make an offering of his blood as atonement. He has no need, like those high priests...

Make up my mind about what?

When you answer my questions I will answer yours. You have not answered my points.

When you answer my questions I will answer yours. You have not answered my points.

I agree that Jesus is the Saviour. But that does not exclude us having some participation in his act of saving us, otherwise you take the Calvanist route that God has already made the decision to save us or not before we were even conceived, and there is nothing we can do about that. BTW I...

Forgiveness of sins - yes, absolutely. I am a Trinitarian - one God, three persons. The problem is you are in denial of the meaning of forgiveness. Yes, Jesus went to the cross as a willing sacrifice. That's what I said in post #44 (which you seem to have ignored). He wasn't punished by the...

I gave you a biblical example. You just give me your opinion. Show me where a debt that is paid is said to be forgiven. In the secular world we talk about debt forgiveness for heavily indebted poor nations. No-one pays the debt, they are let off, the debt is cancelled.. Nor did anyone pay the...

I have never denied it. No, if a debt is paid it is not forgiven. It is paid. Forgiveness means letting off the debt Jesus gives us a teaching on debt and forgiveness in Mt 18:23-35 23 “Therefore the kingdom of heaven may be compared to a king who wished to settle accounts with his servants...

No he didn't otherwise he would be punished by eternal separation from God. That is the punishment for (serious) sin. It depends what Peter meant by "bore our sins". It doesn't mean he took our sins as his own. In the OT, when someone sinned they went to a priest to make atonement. When a...

That's an assumption I disagree with. If Jesus took the punishment that should have been mine then four issues arise: 1. The punishment for (serious) sin is eternal separation from God – but Jesus is not eternally separated from God 2. God would be punishing an innocent person for the sins of...

Paul doesn't mention faith. He refers to abuses, profaning the body and blood, or an unworthy manner. If Jesus took the punishments for my sin then why do I need forgiveness? The debt has been paid. If Jesus was punished instead of me where is the justice in that? BTW any comments on the rest...

Answered in post #8 Going round in circles. If Jesus took the punishment why did Paul suggest it was punishment for profaning the body and blood of the Lord?

Restitution is a form of penance. But what about when restitution is not possible? We are called to repent of our sins and we do this not just mentally but sometimes express it in our bodies by acts of penitence. This is biblical, the most explicit being fasting. There are many examples of...

That's a good way of putting it.

So you are happy that Baptism is not a work as many claim. Excellent. I'll remember you said that. :)

Right. We go by what Scripture says. It doesn't say we are saved by faith alone. So we can't make that assumption. On the other hand God (Jesus) has told us "He who believes and is baptized will be saved" (Mk 16:16) So do we go by that Scripture or find some way of annulling it?

But not by faith alone.