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Best money saving tip
- Thread starter Jazzy
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Don't buy things you don't need.
Replace things less frequently. If you keep things until they need to be replaced rather than when "it's getting a bit old" the chances are you'll save money in the long run. Especially where appliances are concerned, if you can keep an old one running from when they were made properly you'll save buying a new one every few years.
Spend the money on quality when it makes a difference. If you buy the cheapest option for anything other than single use you'll probably end up buying twice.
Make good use of time and money. It's amazing how people can afford $999 for a new fruit phone but can't afford $250 for an evening class to learn a new skill, and how people can find enough time to binge watch Netflix but are somehow too busy to read a book or watch YouTube videos so they can fix simple home problems without having to call in and pay a professional.
Replace things less frequently. If you keep things until they need to be replaced rather than when "it's getting a bit old" the chances are you'll save money in the long run. Especially where appliances are concerned, if you can keep an old one running from when they were made properly you'll save buying a new one every few years.
Spend the money on quality when it makes a difference. If you buy the cheapest option for anything other than single use you'll probably end up buying twice.
Make good use of time and money. It's amazing how people can afford $999 for a new fruit phone but can't afford $250 for an evening class to learn a new skill, and how people can find enough time to binge watch Netflix but are somehow too busy to read a book or watch YouTube videos so they can fix simple home problems without having to call in and pay a professional.
Fritz Kobus
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I have heard that a good way to save money is to have it pulled direct from your pay to a savings account. Then you are to forget about it and let it heap up, well it should go into investments so it does not lose value sitting in the bank (where it does not really sit, just a tally on a ledger).
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Knowing how to budget money and getting priorities straight as to what the difference is in "needing something" and "wanting something". Some of my friends are in debt because they bought things they "wanted" but really didn't "need". There's a BIG difference between the two.
Fritz Kobus
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Yet many of us do buy things just because we want them. Then the trick is to control your wants.
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I don't think very many people say you shouldn't buy things just because you want them. But if you've got a utility bill and your rent due you need to pay those before you buy a ticket to the concert you really want to see.
Fritz Kobus
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Yes, I should have put the context that buying things just because you want them requires you have more money than needed, which must be why it is called "disposable income."