Storing Your Credit Card Info

[Jazzy]

Amazon is an extremely popular way to shop -- in fact, Zippia research found that in 2021, Amazon accounted for 56.7% of all e-commerce sales in the U.S. That represented a net sales revenue of $469.82 billion. With numbers like this, it's a fair bet that many Amazon shoppers make heavy use of Amazon's "Buy Now" button. But using this feature means leaving your credit card saved on file in your Amazon account. Is this a good idea? Let's take a look at how you might spend more than you intend to -- or even fall victim to scammers.

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Do you have your credit card saved on file in your Amazon account?

 

[Lamb]

We have an Amazon card linked to the account. My husband is so careful to look at all of our credit cards each month for suspicious activity, and that's because we've had people make false charges on our cards before...usually a citicard. In fact, I think all of thoes were citicards throughout the year.

 

[tango]

The card I use online is set up to email me every time a "large" transaction (over $500) is made and every time a transacton is made without the card physically present, however small the amount. Each month I get a regular email when small sums are taken for regular service charges etc, but it means that if someone doesn't have my card I'll get an email if they so much as buy a coffee using my account number.

In theory someone could code the information onto a magnetic strip - the technology to do that is pretty cheap these days - but there aren't many places that swipe cards any more now the chips are available. If a thief has to code the details onto a magnetic strip and then find somewhere that takes a swipe card and that won't ask questions, it's probably easier to just move to the next card on their list.

 

[Messy]

I don't have a credit card and I don't want one and I don't shop at Amazon. That guy has money enough. He doesn't have to take customers from companies here too. I go to Bol.com and pay with a normal bank card. No number saved.