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    Off Topic Area - Thread: Insurance

    1. #1
      Lämmchen's Avatar
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      Insurance

      I have mixed feelings about insurances...life, auto, homeowners, disability, etc... On one hand you are obligated to have it and it's nice for emergencies. On the other your claims could get denied!

      We are looking into switching companies. We've been State Farm customers most of our lives and 5 years ago we almost got rejected for homeowners insurance because we had "too many claims". Isn't that what insurance is for?

      Do you like your insurance company? Do you feel you pay too much?
      "Christianity does not require more work but more trust." Pr. Jonathan Fisk
      "Bearing fruit does not make you a branch. A branch is a branch because it grows from the vine." Pr. Jonathan Fisk
      "A Christian's life is not defined by what the Christian does. It is defined by Christ and what He has done for us." Pr. Rolf David Preus

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    3. #2
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      Quote Originally Posted by Lämmchen View Post
      I have mixed feelings about insurances...life, auto, homeowners, disability, etc... On one hand you are obligated to have it and it's nice for emergencies. On the other your claims could get denied!

      We are looking into switching companies. We've been State Farm customers most of our lives and 5 years ago we almost got rejected for homeowners insurance because we had "too many claims". Isn't that what insurance is for?

      Do you like your insurance company? Do you feel you pay too much?
      Yes, insurance companies often raise the insurance due to claims and that IS what it's for. Like many companies seem making money is the most important thing to them.
      Judge tenderly, if you must. There is usually a side you have not heard, a story you know nothing about, and a battle waged that you are not having to fight.Hidden Content

    4. #3
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      I have auto and renters insurance that together total about $38.00 a month. Wish they were less but I know it's not that high. I have Allstate insurance and have for a long time. I don't even have comprehensive but only liability insurance. My car is about 20 years old and on it's last "leg."
      Judge tenderly, if you must. There is usually a side you have not heard, a story you know nothing about, and a battle waged that you are not having to fight.Hidden Content

    5. #4
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      I'd hate to list how much we pay monthly for insurance It's almost criminal! We have auto, homeowners, disability, and each of us has Universal Life Insurance policies.
      "Christianity does not require more work but more trust." Pr. Jonathan Fisk
      "Bearing fruit does not make you a branch. A branch is a branch because it grows from the vine." Pr. Jonathan Fisk
      "A Christian's life is not defined by what the Christian does. It is defined by Christ and what He has done for us." Pr. Rolf David Preus

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      Quote Originally Posted by Lämmchen View Post
      I have mixed feelings about insurances...life, auto, homeowners, disability, etc... On one hand you are obligated to have it and it's nice for emergencies. On the other your claims could get denied!

      We are looking into switching companies. We've been State Farm customers most of our lives and 5 years ago we almost got rejected for homeowners insurance because we had "too many claims". Isn't that what insurance is for?

      Do you like your insurance company? Do you feel you pay too much?
      I like who I have but feel insurance is overpriced.
      Isaiah 40:31

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    9. #6
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      There are some insurance companies which are non-profit. Basically the company is owned by the insured themselves.

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    11. #7
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      Quote Originally Posted by JRT View Post
      There are some insurance companies which are non-profit. Basically the company is owned by the insured themselves.
      Cool, I wonder what they charge...
      Judge tenderly, if you must. There is usually a side you have not heard, a story you know nothing about, and a battle waged that you are not having to fight.Hidden Content

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      We bundle our insurance coverage and that seems to help with the cost some

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    14. #9
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      My car insurance is cheap but I only have the minimum costs around 35 a month but considering I have no tickets or accidents and have never cost them anything I think that is high
      Isaiah 40:31

    15. #10
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      Quote Originally Posted by JRT View Post
      There are some insurance companies which are non-profit. Basically the company is owned by the insured themselves.
      Which companies are those? Oops just saw you're in Canada so maybe that's why I don't know about them.
      "Christianity does not require more work but more trust." Pr. Jonathan Fisk
      "Bearing fruit does not make you a branch. A branch is a branch because it grows from the vine." Pr. Jonathan Fisk
      "A Christian's life is not defined by what the Christian does. It is defined by Christ and what He has done for us." Pr. Rolf David Preus

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